PostFinance Card for online stores

PostFinance offers you a wide range of payment methods and services. The PostFinance Card is a debit card that allows your customers to pay directly from their PostFinance account. With PostFinance's online banking service, e-finance, customers can carry out their banking transactions conveniently from home or on the move via the Internet.

Comprehensive services

PostFinance offers you a wide range of financial services, including the PostFinance Card, banking services, savings accounts, credit cards, mortgages, investment products and much more.

Accessibility and trust

With an extensive network of branches and ATMs in Switzerland, the PostFinance Card enjoys the trust of customers and offers them convenient accessibility.

Innovation and security

PostFinance invests in digital innovations to offer modern banking solutions and applies strict security standards to protect customers and their transactions.

PostFinance Card functions for online stores

Availability

Switzerland


Currencies

Payments

CHF

Payout currency

CHF, EUR


Transaction fees

  • ... - CHECKOUT Plan

  • ... - STARTER Plan

  • ... - PLUS Plan

  • ... - PRO Plan


More


Limit per transaction

  • CHF 20,000 (Payrexx Swiss Collect)


Disbursements

  • Payout to your bank account

  • Weekly payment intervals

  • Monthly payment intervals


Downloads

Price list (DE)
Price list (EN)
Price list (FR)
Price list (IT)


Documentation

Advantages of the PostFinance Card

For you as a retailer

PostFinance offers merchants numerous advantages. The security of payment processing minimizes the risk of fraud. With various payment methods, including debit cards, credit cards and online transfers, your customers are offered a wide range of options and customer satisfaction is increased.

International transactions are effortless and the integration of PostFinance payment solutions into your platform is simple and time-saving. Cost efficiency and reliable customer support are further plus points.

PostFinance not only offers payment solutions, but also financial services to support your business growth. Access to customer information helps you to optimize marketing strategies and improve the customer experience.

To summarize: PostFinance simplifies payment transactions and offers you as a merchant numerous opportunities to increase efficiency and customer satisfaction.

For your customers

The PostFinance Card offers buyers numerous advantages, including security, convenience and versatility. The card protects personal data with PIN codes and transaction verification and offers confidence in secure financial transactions.

The PostFinance Card is widely used in Switzerland and enables shoppers to carry out cashless transactions conveniently in many stores and online stores. It simplifies the purchasing process and is a firmly established means of payment in everyday life.

The card is extremely versatile and can be used not only for purchases, but also for withdrawing cash from ATMs. This makes it a flexible payment instrument.

Shoppers can track their spending more easily, as all transactions are recorded in the account statements. Online purchases are also secure and convenient, and the card can be used internationally.

How to activate the PostFinance Card

Existing customer

Log in to your Payrexx account and activate PostFinance in your payment provider settings. This allows you to offer PostFinance Card together with TWINT, Mastercard, Visa, Reka , etc.

Not a customer yet?

Create your Payrexx account at the touch of a button and test Payrexx without obligation. The PostFinance Card is already activated for Swiss merchants and you only need to have your account verified before you can receive live payments with PostFinance Card.

Frequently asked questions about PostFinance Card for online stores

  • As a merchant, you should bear in mind that credit card fees of between 1% and 3% usually apply. However, it is worth noting that Payrexx charges start at just 1.5%.

  • With the PostFinance Card, you can shop anywhere in the world where the PostFinance or Mastercard logo is displayed. This means that you can make cashless payments in a wide range of stores and online stores both in Switzerland and internationally. Whether you're shopping in your home town or traveling, the PostFinance Card gives you the freedom and flexibility to make your purchases conveniently and securely.

  • Yes, you can make purchases abroad with the PostFinance Card as long as the PostFinance or Mastercard logo is displayed on the payment terminal or the store's website. The PostFinance Card is a Mastercard debit card and can be used worldwide for cashless transactions. This means that you can use it in a large number of stores and online stores abroad to make purchases or pay for services. Note, however, that international transactions may occasionally incur fees, so it is advisable to check the fee policy of your bank or PostFinance before paying abroad.

  • Your PostFinance Card in Swiss francs (CHF) is a free card for your private account. With the PostFinance Card, together with the Debit Mastercard®, you can conveniently make purchases in Switzerland and abroad, whether in stores or online, and withdraw cash worldwide.

  • No, the PostFinance Card is not a credit card, but a debit card. This means that when you pay with the PostFinance Card, the amount is debited directly from your current account. At the same time, you can use the PostFinance Visa Classic credit card and the Mastercard® Standard to make purchases on the Internet or in stores worldwide, withdraw cash and make contactless payments at the till. This means that you can make purchases in many countries and wherever these credit cards are accepted. Whether you're traveling and want to shop in foreign stores or store online from the comfort of your home, these cards offer you the flexibility and convenience you need to make payments securely and easily.

  • Yes, the PostFinance Card is a debit card, not a credit card. If you pay online or in a store with your PostFinance Card, the amount is debited directly from your current account. Unlike with credit cards, you do not have to grant a credit line first, which is paid back later. Nevertheless, you can use your PostFinance Card to make convenient purchases in Switzerland and abroad, whether in stores or online. You can also withdraw cash worldwide.

  • The PostfFnance Card (officially written as PostFinance Card, formerly known as Postcard) is the debit card from PostFinance, which has been issued in combination with the Debit Mastercard since April 2022. It was introduced in 1991 and serves as the successor to the Postomat Plus card and the blue, guaranteed Postcheque.

  • The PostFinance Card for online stores enjoys great popularity as a payment method, as it offers consumers a high level of security through comprehensive insurance and robust buyer protection. By integrating PostFinance Card payments into your online store, you offer customers worldwide the opportunity to use their preferred payment method. In addition to the PostFinance Card for online stores, Payrexx supports all leading credit card brands worldwide.

  • The activation of PostFinance Card for online stores with Payrexx is quick and easy. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins.

    This enables you to integrate Postfinance Card smoothly into your online store project.

    Further information on the implementation of Postfinance Card in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • If you integrate Postfinance Card for merchants with Payrexx in your webshop, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security precautions when integrating the credit card payment method:

    • Personal data, both yours and that of your customers, is stored on secure Swiss servers in compliance with the GDPR.

    • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in cooperation with several credit card organizations.

    • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

    • The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.

    Within just 5 minutes, you can accept your first online payments securely and easily with Payrexx and the Postfinance Card for merchants.

  • The activation of PostFinance Card for online stores with Payrexx is quick and easy. No lengthy registration procedures are required. You can also benefit from our free open source Payrexx plugins. This enables you to integrate Postfinance Card smoothly into your online store project.

    Further information on the implementation of Postfinance Card in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

Are you ready to get started? Try Payrexx free of charge and without obligation.