Visa for online stores

As one of the leading credit card brands, Visa offers a wide range of financial products, including debit cards and credit cards issued by banks and financial institutions worldwide. With its global acceptance and high security standards, Visa is a trusted choice for consumers and merchants alike.

Global acceptance

The broad international approval of Visa credit cards offers cardholders convenient and versatile usage options, both in their home country and abroad.

Safety and protection

Visa attaches great importance to security and offers its customers advanced security measures, including EMV chip technology, 3-D Secure and transaction monitoring.

Diversity

Visa offers a wide range of credit card products, including credit cards, debit cards and prepaid cards, to meet the different needs and preferences of consumers.

Visa functions for online stores

Currencies

Payments

All

Payout currency

CHF, EUR, USD, GBP, DKK, CAD, AUD

Availability

Switzerland, Germany, Austria, Liechtenstein, France, Italy, United Kingdom, Netherlands, Denmark

Transaction fees

  • ... - CHECKOUT Plan

  • ... - STARTER Plan

  • ... - PLUS Plan

  • ... - PRO Plan

More

  • CHF 20,000 (Payrexx Swiss Collect)

  • CHF 30,000 (Payrexx Direct)

Limit per transaction

Disbursement intervals

  • Payout to your bank account

  • Weekly payment intervals

  • Monthly payment intervals

Downloads

Price list (DE)
Price list (EN)
Price list (FR)
Price list (IT)

Documentation

Advantages of Visa

For you as a retailer

Visa offers merchants a variety of benefits, including global acceptance, security, fast transactions and a wide range of card products. These factors can help grow your business, increase customer satisfaction and build customer loyalty. Visa cards are used by millions of consumers worldwide, giving merchants access to a broad international customer base.

In addition to these benefits, customers who use Visa cards often enjoy rewards and cashback offers, which can further strengthen customer loyalty. With clear and transparent billing processes, Visa offers merchants a reliable solution to increase efficiency and sales.

For your customers

Visa offers shoppers a wide range of benefits that make shopping extremely convenient and secure. Thanks to Visa cards, they can easily pay at millions of merchants worldwide, giving them an almost endless choice of shopping options. Visa's built-in security features, including state-of-the-art EMV chip technology and reliable fraud protection, ensure that all transactions are always optimally protected.

In addition, Visa rewards cardholders with attractive rewards programs and generous cashback offers that further enhance the shopping experience. Last but not least, Visa transactions are characterized by their speed and efficiency, which saves users long waiting times.

How to activate Visa

Existing customer

Log in to your Payrexx account and activate Visa in your payment provider settings. This allows you to offer Visa alongside other payment methods such as TWINT, PostFinance, Reka, Google Pay, Samsung Pay, etc.

Not a customer yet?

Create your Payrexx account at the click of a button and test Payrexx without obligation. Visa is already activated for Swiss merchants and you only need to have your account verified before you can receive live payments with Visa.

Frequently asked questions about visas for online stores

  • You can use Visa credit cards to make payments and withdraw cash in Switzerland and abroad. They are also ideal for online purchases. Depending on the type of card, your account will be debited either immediately or at a later date.

  • The credit card limit for a Visa card varies depending on the bank and cardholder:in based on creditworthiness and agreements. In general, it ranges from a few hundred to several thousand CHF. You can find out the exact limit from your bank or credit card issuer.

    With Payrexx, the limit is as follows:

    • Payrexx Direct limit: CHF 30,000

    • Payrexx Swiss Collect limit: CHF 20,000

  • Your personal daily limit for credit cards determines the maximum total amount of daily transactions on your credit cards. This helps to protect your credit card account from unauthorized access by third parties.

  • In addition to all the advantages, the Visa debit card also has disadvantages. In certain cases, high overdraft interest may be charged. Acceptance problems can occur with some cards when booking rental cars or hotels. Additional services or bonus programs may not reach the scope of credit cards with some debit cards.

  • In order to apply for a credit card, certain conditions must be met:

    • Minimum age of 18 years (age of majority)

    • Permanent residence in Switzerland

    • Positive credit rating

    • Valid identification document (passport or identity card)

  • The credit card limit per day depends on various factors, including the creditworthiness of the cardholder(s) and the agreements made with the bank. As a rule, however, Visa credit cards have a transaction limit ranging from a few hundred to several thousand Swiss francs.

    • Payrexx Direct limit: CHF 30,000

    • Payrexx Swiss Collect limit: CHF 20,000

  • As a payment method, Visa offers various advantages for online stores. For example, debit and credit cards are accepted in over 200 countries and regions around the world, which significantly increases the reach of merchants. Online stores that accept Visa reach a larger potential customer base.

    Visa also offers online stores simple and efficient payment processing, which increases sales and reduces operating costs. Thanks to Visa's high security standards, this payment method also offers online stores important tools to prevent fraud and misuse.

  • The integration of Visa for online stores with the help of Payrexx is quick and uncomplicated, without lengthy registration processes. In addition, our free open source Payrexx plugins are available to make integration easier.

    This enables you to integrate Visa smoothly into your online store project.

    Further information on the implementation of Visa in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • With the help of Payrexx, it is quick and easy to use Visa for your online store - without any lengthy registration processes. In addition, our free open source Payrexx plugins are available to make integration easier.

    This enables you to integrate Visa smoothly into your online store project.

    Further information on the implementation of Visa in the most popular e-commerce systems:

    View overview

    Also with our customized system: Payrexx Merchant:inside API

  • If you integrate Visa via Payrexx in your webshop, we guarantee you the greatest possible security for every transaction. Payrexx enables the following security precautions when integrating the Visa payment method:

    • Personal data, both yours and that of your customers, is stored on secure Swiss servers in compliance with the GDPR.

    • Payrexx is fully PCI DSS Level 1 certified, the highest global security standard for payment data, developed in cooperation with several credit card organizations.

    • To ensure secure data transmission, Payrexx uses encryption protocols such as SSL (Secure Socket Layer) with 256-bit encryption, the highest security standard.

    • The 3-D Secure process strengthens online payments with additional identification, minimizes fraud risks and chargebacks, and ensures maximum security and customer authentication.

    Within just 5 minutes, you can accept your first online payments securely and easily with Payrexx and Visa for Merchants.

Are you ready to get started? Try Payrexx free of charge and without obligation.